Available
• Available as early as January 2 through March 15 (Check with your tax pro for availability)
• Most loans approved within hours
Benefits:
• Get up to a $7,000 advance
• Great when you can’t wait weeks for your tax refund**
• 1st time customers get 10% off by using code 'FBMW-WS'*** on Tax
Preparation Fee
*Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply, and will be disclosed at the time of application. Tax returns may be filed electronically without applying for this loan. Loans are offered in amounts from $500-$7,000 and are offered both pre–IRS acknowledgment of the tax return and post-IRS acknowledgment of the tax return. All loans have an Annual Percentage Rate (APR) of 35.99%. For example, for a loan of $2,000 with a repayment period of 30 days, the total amount payable in a single payment is $2,059.16 including principal and interest. Not all consumers will qualify for a loan or for the maximum loan amount. Offer and terms subject to change at any time without prior notice.
**According to the IRS website most refunds are disbursed in less than 21 days, when filed electronically. If you file a paper tax return, your refund should be issued in about six to eight weeks from the date IRS receives your return. Refunds may be delayed longer for other reasons. If this happens, you should contact them directly by calling the IRS Taxpayer Assistance Line (800-829-1040).
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Gray Hayes Tax and Financial Services
Cincinnati, Ohio
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